KIVA Columbus

The Ohio SBDC at Columbus State is proud to be the Kiva Columbus Hub for Central Ohio. Understanding the challenges that most small businesses experience with access to capital due to limited collateral, credit challenges, limited investments, and early-stage lending, Kiva removes those barriers by providing a non-traditional capital alternative.

Kiva is a character-based, community-backed lender. Kiva provides funding opportunities for entrepreneurs who do not fit into the box of traditional conventional financing.  Kiva loans are 0% interest, up to $10,000. The loans offer 6 – 36 month terms with no late fees or prepayment penalties for paying off your loan early. The SBDC is here to assist you in navigating the application process and to champion community support.

Contact us to see if KIVA is right for your business today.

Ellen Harvey
Kiva Columbus Capital Access Manager
Ohio SBDC Certified Business Advisor
For more information and to apply visit

KIVA’s mission is “We envision a financially inclusive world where all people hold the power to improve their lives.”


Shermaine’s business provides remodeling, maintenance and security installation for residential and commercial properties. He started this business back in 2018 after a number of calls from friends and family to help with home repairs and installing security cameras. He now respond to service calls in and around the Columbus Ohio and surrounding areas. Shermaine is applying for this loan so that I can obtain a work vehicle, buy more tools and equipment, and payroll expenses. Getting this loan will allow me to push my business forward and obtain a 50% increase in my customer base.

Charlene owns City Living, a furniture store where we sell furniture, home decor, mattresses and more. We have a furniture studio (neighborhood store) and e-commerce. 2 years ago I redefined my “why” in business and City Living – Furniture, Food and Fun was birthed with the intent to make the lost tradition of family culture into a profitable business model that will stimulate the economy and ignite small businesses. The purchase will help me increase revenue because I can have someone there full time while I am handing the other moving components of the business and by having more inventory to guarantee more sales and quicker deliveries.


To Apply :

Video – Kiva Information Session